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Do You Know About Insurance


badger
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as some of you might know i had a small accident on the way to western park on sunday when i slid into the back of skippy(and came worse off).

 

i had never been involved in a accident before and the car was not drivable home due to a holed radiator and no front lights.

so what to do ??????

i could of phoned a friend or private recovery truck but at 7-00 on easter sunday morning that could cost a fair amount so what do you do ????

 

i now wonder how many of you know what would happen if you were involved in a accident where the car was no longer driveable...

so lets see who knows ??????

all answers below please

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You crashed into the bac of Skippy

 

its not car insurance you need Ian

 

its life insurance

 

FPMSL

i know dennis i'm not sure who was more gutted me or avril but we were both ok so thats what really matters skippy had minimal damage to rear bumper and valance, mine was totaled on front lights,spots,front valance,rad,bumper and bonnet.

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i would like to think i am covered on my insurance and they would sort my transport home :smile:

you will be covered for recovery if fully comp but not to go home they will only take your car to the nearest repairer or at a weekend a secure holding compound and drop you at the nearist public transport station ..

if you want the vechile recovered to your home that would be at your own cost.

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after a long talk to insurance and garage i have paid the costs for recovery and storage myself and will pick up the car tomorrow and return home for me to repair myself....

so there is no claim on insurance

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Guest Lee81

Will still count as an accidient so you may as well claim the right off value or repair. soon as you notify it counts as an accident.

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Will still count as an accidient so you may as well claim the right off value or repair. soon as you notify it counts as an accident.

yes it does but if there is no claim value 90% of insurers dismiss it and it won't effect your no claims bonus..

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You crashed into the bac of Skippy

 

its not car insurance you need Ian

 

its life insurance

 

FPMSL

Ha! ha! Dennis that is amusing..............I was more gutted for Ian though as poor Bruce did come off worse. I must admit I was a little frightened to get out and look though as the bang did make all the things jump out of my console! ha!

 

It just shows how good the filled bumpers are, even after 20+years, as all it did to Skippy was a few dents and scratches in his bumper and a slight pushing in of the body work behind it, but it wasn't as bad as I would have expected after seeing what happened to poor 'Bruce's' front! Anyway I hope to get Skippy done before the next show.

 

Thanks Avril

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