insurance makes no sense. I regularly hear from my learners of not being able to be quoted less than 3k. there are a few things you can try to lower your quote, but be honest. many of my friends drive highly modified cars, and they get better quotes for listing their mods. another friend did 3 quotes but changed one thing each time he was quoted, where he kept it, in a garage, on the drive and on the road, keeping it on the road was cheapest, how does that work? I recently called my insurance company to change some details, and the lady on the phone said that looks like a nice area, I asked her how she knew and she replied that she was looking at my house on google street view, im guessing to check I do have a garage. adding parents to your policy can make a difference, and which one or indeed both can have different effects. don't be tempted to insure your car in a parents name and go on the policy as a named driver, this is insurance fronting and is fraudulent, you can and will get caught out. black boxes make a difference, curfews are a pain, drive well and you can be rewarded further. limit mileage, but note that mot's are available to view online so don't lie. that's just a few tips I can think of right now.