Car Insurance - Most Of Us Are Probably Technically Not Insured :(

[welshlad]

just looking at what my car insurance is going to be in january with 4 yrs no claims and this is what i got quoted for me 35 and my wife 22 on my J reg mk4 cab

 

 

standard with or without a thatcham Cat 1 Aalrm £341 (I thought Cat 1 systems were supposed to protect your car and bring premiums down ) protected was £561

 

Front optional RS skirt fitted £522

 

With optional RS skirts £688

 

Standard with no kit but a non standard paint job wait for it ..... £757 WTF!!!!!

 

Spotlights didnt make a difference or locking wheel nuts

 

 

Im seriously worried as ive got the full body kit, non standard spray job, ss exhaust, K & N air filter and for all i know the leather seats and power hood might have been optionally fitted too so looks like technically not insured

 

I have Phoned them a while back about the optional extra RS kit and exhaust but they wanted the exact BHP gained with the exhaust and the exact amount it would cost to replace the kit, for starters its hard to get hold of the kit second hand let alone new (Aviva)

[Skittles80]

Heard to many bad things about Aviva would not go with them if u paid me lol

[StuDaBear]

Just use a decent modified insurer, like adrian flux, my 2.0zetec turbo cab is £450 a year, 3000 miles, fully comp.