NickO

Hi Ollie I appreciate your reply and comments That was my plan, to go back and ask for more. My problem is how much and how to justify the amount. There are plenty of adverts around for similar models, age, mileage, condition etc but they are obviously what sellers are asking for as opposed to what they are selling for. So I can already hear the arguments back from the insurer! Any advice on value and how to try and justify it? Are classic car prices generally on the up? Cheers Nick

Cheers for your reply. I stupidly didn't go for agreed vale - cant explain why! Already declared to insurer so I know I can withdraw the claim but cant really afford to repair at the moment. Caught between rock and hard place.....I will probably try and agree higher write off value with insurer and put it down to experience

Hi all I own a Mk 4 Xr3i cabriolet in white, 1987 with 78k on the clock. Very good condition, new battery, all tyres in great condition with good tread left. Good interior considering age. Car was involved in a very low speed shunt a little while ago, resulting in cracked bumper, smashed off side headlamp, damaged (grilled) bonnet, damaged off side front wing. But more seriously, the edge/corned of the chassis is bent/cracked and so insurance company have inspected and deemed it a write-off. They have offer £2200 full write-off or £550 based on me keeping car for salvage. I suspect I wont have much wriggle room with insurers on the £2200 but I'm looking for views and opinions on best course of action. I haven't got the expertise (or time really) to take the £550 and sell as spares or repair, and if I did I may not get anywhere near the £1700 to make it up to the full write-off value Is £2200 a reasonable value? It feels too low, and if I sold based on car being in good condition (pre-crash) I would hope to advertise for £3000 and negotiate from there Thanks in advance